VIC · QLD · SA
Buying property in Australia on a temporary visa is possible.Most people simply don’t know the numbers.
A structured estimate of the deposit, government charges and foreign investment costs involved in purchasing a new property on a 491, 482 or 485 visa — in about three minutes.
No obligation. Estimates only. Rates verified August 2026.
How it works
Three minutes to a defensible number.
01
Tell us where and what
Your state, visa status and the type of new property you're considering.
02
See the real numbers
Deposit, transfer duty, surcharges, foreign investment fees and acquisition costs — itemised.
03
Understand your position
Where you stand today, and the pathways available if there is a gap.
Your options
Should I wait until I get PR?
It is a reasonable question, and there is no single right answer. Waiting can reduce certain costs. Waiting can also mean buying into a different market under different rules. The purpose of the calculator is to replace assumption with arithmetic.
You may be closer than you think
Some buyers already hold enough to proceed under current settings. The next step is confirming finance eligibility and property selection.
There may be a measurable gap
A gap is a number, not a verdict. Knowing it precisely lets you plan a savings pathway with a defined timeframe.
Time may be the missing asset
Selected new properties settle in the future. Depending on structure, that can allow additional time to prepare before settlement.
Future property values, rental returns, registration dates, construction completion dates and finance approval cannot be guaranteed. Government charges and eligibility settings may change.
Why Landmark
Advisory built around evidence, not enthusiasm.
Jurisdiction-specific
Victoria, Queensland and South Australia have materially different duty, surcharge and concession settings. We work across all three.
Research-led
Property recommendations are based on documented research, not incentives attached to a single project.
Built for temporary visa holders
Foreign investment approval, surcharge exposure and lender policy are assessed together, not in isolation.
Clear about the limits
We state plainly what is an estimate, what requires professional advice, and what nobody can guarantee.
Questions
Frequently asked
Can I buy property in Australia on a 491, 482 or 485 visa?
Temporary visa holders can generally purchase Australian residential property subject to foreign investment approval and applicable conditions. Requirements differ by visa type, property type and individual circumstances, and should be confirmed with the relevant authority and your own advisers.
Why are the costs higher than the deposit alone?
In addition to the purchaser contribution, buyers typically face transfer duty, a foreign purchaser surcharge where applicable, Commonwealth foreign investment fees, registration fees and legal costs. The calculator itemises each.
Do the rules differ between VIC, QLD and SA?
Yes. Duty scales, surcharge rates, exemptions and concessions differ by state, and some settings change on specific dates. Our estimates reflect published rates last verified August 2026.
Does buying property help my visa or residency application?
No. Property ownership does not provide or guarantee Australian permanent residency, citizenship or any particular visa outcome.
Is the calculator a quote or an approval?
Neither. It produces estimates for planning purposes only. Final costs and finance eligibility must be confirmed with your conveyancer, lender and the relevant government authority.
Find out what your position actually looks like.
Seven short questions. A full itemised estimate. No obligation at any stage.
START THE CALCULATOR